When I started thinking about everything I'd need for my first baby, SNOO kept landing at the top of my list. But, despite so many parents sharing it was the best investment they’d made, I wasn’t sure I could squeeze it into the budget. Then a friend mentioned something that completely changed my calculus: she paid for her SNOO with her HSA.
Turns out, thanks to a Letter of Medical Necessity, SNOO is an eligible expense under HSA and FSA plans – meaning you can use pre-tax dollars to cover it and save hundreds in the process. Below, I'm breaking down exactly how it works.


